At Alliance Advisory Group, it's our goal to provide you with the education, service, and support you need to make and maintain good decisions regarding your Medicare coverage. Whether you're newly eligible or have been receiving Medicare Benefits for multiple years, we are happy to help you understand the often complex and confusing Medicare landscape. Through our team, we are confident we can provide you information and assistance tailored to meet your needs and expectations so you can enjoy and maintain an excellent quality of life.
When Can I Enroll?
How Do I Enroll?
Education on a Variety of Topics Including:
Original Medicare (Medicare Part A & Part B)
Am I Eligible?
Do I Need Medicare If I Continue Working?
Medicare Advantage (Medicare Part C) Plans vs. Medicare Supplement Plans (Medigap)
Medicare Part D
The "Donut Hole" Coverage Gap
State Assistance Programs such as the Elderly Pharmaceutical Insurance Program (EPIC)
Low Income Subsidy Help
Dual Eligibility/Special Needs Plans
Complimentary Reviews of Current Health Coverage (Medicare Newly Eligibles and Current Medicare Beneficiaries)
716-817-7109 ext. 232
*Guardian does not advise for Medicare. Speak to your medicare office concerning eligibility and benefits.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.
Health care costs and the average lifespan are rising steadily. That’s why it’s important for you to have a health care planning strategy for your retirement years. One study1 examining Medicare recipients discovered that some couples could need as much as $370,000 for premiums and some out of pocket health care expenses, not including costs for long-term care.
1 Employee Benefits Research Institute (EBRI), Notes, Volume 38, No. 10, December 2017
Understanding your options as you approach retirement is key: Medicare is one option to know.
Medicare is the federal health insurance program for people who are 65 years or older. There are many components of the program you should become familiar with as you prepare for retirement.
The costs shown in the chart above are using today's premiums, but health care inflation has been on the rise. For future estimates, plan on adjusting these prices by 5-6% per year until you will need them.
At Alliance Advisory Group, we can help you make informed decisions when choosing healthcare options in conjunction with Medicare that can help you support your health as well as your wealth decisions. We have access to the leading healthcare providers in the regions we service that are able to offer plans and policies that most benefit your needs and wants. You don’t need to do it alone.
Everyone needs health insurance, and no one wants to be caught short entering retirement. Contact us today to learn more about the plans and policies that most benefit your needs and wants.