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Medicare

Our Mission

At Alliance Advisory Group, it's our goal to provide you with the education, service, and support you need to make and maintain good decisions regarding your Medicare coverage. Whether you're newly eligible or have been receiving Medicare Benefits for multiple years, we are happy to help you understand the often complex and confusing Medicare landscape. Through our team, we are confident we can provide you information and assistance tailored to meet your needs and expectations so you can enjoy and maintain an excellent quality of life.


Our Services

  • Medicare Overview

  • Enrollment Help

    • When Can I Enroll?

    • How Do I Enroll?

  • Education on a Variety of Topics Including:

    • Original Medicare (Medicare Part A & Part B)

    • Eligibility

      • Am I Eligible?

      • Do I Need Medicare If I Continue Working?

    • Medicare Advantage (Medicare Part C) Plans vs. Medicare Supplement Plans (Medigap)

    • Medicare Part D

      • The "Donut Hole" Coverage Gap

      • State Assistance Programs such as the Elderly Pharmaceutical Insurance Program (EPIC)

      • Low Income Subsidy Help

    • Dual Eligibility/Special Needs Plans

  • Complimentary Reviews of Current Health Coverage (Medicare Newly Eligibles and Current Medicare Beneficiaries)


Our in house Medicare Advantage & Supplement Agent, Dustin Hummel, is more than happy to answer any of these questions or more that you may experience on your journey navigating Medicare.*

   dustin.hummel2@allianceadvisorygroup.com

  716-817-7109 ext. 232


*Guardian does not advise for Medicare. Speak to your medicare office concerning eligibility and benefits. 



Health care costs and the average lifespan are rising steadily. That’s why it’s important for you to have a health care planning strategy for your retirement years.  One study1 examining Medicare recipients discovered that some couples could need as much as $370,000 for premiums and some out of pocket health care expenses, not including costs for long-term care.

1 Employee Benefits Research Institute (EBRI), Notes, Volume 38, No. 10, December 2017

Understanding your options as you approach retirement is key: Medicare is one option to know.

Medicare is the federal health insurance program for people who are 65 years or older. There are many components of the program you should become familiar with as you prepare for retirement.

Remember Inflation

The costs shown in the chart above are using today's premiums, but health care inflation has been on the rise. For future estimates, plan on adjusting these prices by 5-6% per year until you will need them. 

Medicare Overview

 

We're Here to Help

At Alliance Advisory Group, we can help you make informed decisions when choosing healthcare options in conjunction with Medicare that can help you support your health as well as your wealth decisions. We have access to the leading healthcare providers in the regions we service that are able to offer plans and policies that most benefit your needs and wants. You don’t need to do it alone.

Everyone needs health insurance, and no one wants to be caught short entering retirement. Contact us today to learn more about the plans and policies that most benefit your needs and wants.